Health Benefit Program - Ohio Chamber of CommerceOhio Chamber of Commerce

Be small and

be mighty.

Health benefits you'll be proud to offer employees.

As a member of the Ohio Chamber of Commerce, you may be able to save up to 25%¹ on self-funded health plans. And if you are not a member, you can join now. By becoming a chamber member, your small business joins with other small businesses throughout Ohio, giving you the ability to offer health plan benefits that rival those of larger companies. This includes lower health care costs and more access to quality health care providers to help meet the needs of your employees.

Get quality and savings.

The Ohio Chamber Health Benefit Program® is tailored specifically for Ohio businesses with 2-50 employees. By becoming a member, you get access to the UnitedHealth Premium® Program which makes it easier for your employees to find quality care at a lower cost. UnitedHealthcare’s Premium designation recognizes select providers who meet 240 measures of quality and cost efficiency.

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Exclusive Health Plan Info

Important Benefit Information

Savings

Ohio Chamber members may save up to 25% on health benefits.

Program Savings

Access

Gain access to over 73,000 Ohio-based heath care providers, as well as 24/7 access to Virtual Visits for real-time care.

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Choice

Select from 9 health plan designs.

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Frequently Asked Questions

What is a MEWA?

A multiple employer welfare arrangement (MEWA) is an arrangement that covers employers with 2 to 50 employees. The Ohio Chamber of Commerce (Ohio Chamber) is the sponsor of the Ohio Chamber Health Benefit Program (“OCHBP”), which is a self-funded non-plan MEWA that allows smaller companies to access health benefits with rates and premiums that are usually available to larger companies. Health benefits under the OCHBP are provided to eligible employers by the OCHBP Trust (“OCHBP Trust”). UnitedHealthcare provides claims administration and stop loss protection to the OCHBP Trust.

Who is eligible for health benefits offered by the OCHBP Trust?

What are the OCHBP Trust’s Requirements?

Participating employers are required to maintain membership with the Ohio Chamber, which is the sponsor of the OCHBP. Benefits are provided by the OCHBP Trust, which is governed by a Board of Trustees elected by participating employers. State law requires the OCHBP Trust to have a minimum of 300 enrolled employees within a period of time following start-up of its operations. Efforts are under way to begin operations August 2019.

How does the OCHBP Trust work?

The OCHBP Trust harnesses economies of scale that allow small businesses to band together to obtain health benefits at rates comparable to larger self-funded single employers. Each participating employer is the sponsor of its own group health plan under ERISA and must assume certain responsibilities under state and federal benefits law; including reporting, disclosure, and fiduciary provisions. Participating employers, however, are able to leverage the expertise of the benefits administrator, UnitedHealthcare, in meeting these benefit plan obligations.

What is the OCHBP Trust?

More Information

Ohio Chamber of Commerce Health Benefit Program l 34 S. Third St. l Columbus, OH 43215 l 614-629-0936

¹Savings based on Q1 2020 UnitedHealthcare internal analysis for average price comparison between UnitedHealthcare plans in Ohio.

The UnitedHealth Premium® designation program is a resource for informational purposes only. Designations are displayed in UnitedHealthcare online physician directories at myuhc.com®. You should always visit myuhc.com for the most current information. Premium designations are a guide to choosing a physician and may be used as one of many factors you consider when choosing a physician. If you already have a physician, you may also wish to confer with him or her for advice on selecting other physicians. You should also discuss designations with a physician before choosing him or her. Physician evaluations have a risk of error and should not be the sole basis for selecting a physician.Please visit myuhc.com for detailed program information and methodologies.Administrative services provided by United HealthCare Services, Inc. or their affiliates. ©2019 United HealthCare Services, Inc.